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New Car Finance in Blackheath

At HDG Cars Ltd, we offer competitive finance options for those looking to purchase used cars in Blackheath and surrounding areas. Our tailored finance plans help make car ownership affordable and straightforward, ensuring you can drive away in your ideal car without financial strain.

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What Finance Options Are Available For Purchasing A Used Car In Blackheath?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can! We work with several finance providers who specialize in assisting individuals with diverse credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit.

What Documents Do I Need To Provide When Applying For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On A Finance Application?

In most cases, we can provide a decision within 24 hours. Our process is designed to be quick and efficient to ensure you can drive away in your chosen car as soon as possible.

Are There Any Fees Associated With Applying For Car Finance?

We do not charge any fees for applying for finance. All costs will be clearly outlined in your finance agreement with no hidden charges.

Can I Use A Part Exchange As A Deposit For My Finance Deal?

Absolutely! We gladly accept part exchanges, and the value of your current vehicle can be used towards the deposit for your new purchase, potentially lowering your monthly payments.