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New Car Finance in Oldbury

Looking to finance a new car in Oldbury? At HDG CARS LTD, we offer competitive finance options to help you drive away in your perfect car without the upfront cost. Our straightforward finance plans are tailored to suit your budget, ensuring a smooth and affordable car buying experience. Visit us today!

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What Finance Options Are Available For Purchasing A Used Car In Oldbury?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialize in assisting individuals with diverse financial backgrounds. We encourage you to discuss your specific situation with our finance experts.

What Documents Do I Need To Provide When Applying For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required depending on your specific situation.

How Long Does The Finance Approval Process Take?

The finance approval process can vary, but we aim to complete it as quickly as possible. In many cases, approvals can be obtained within 24 to 48 hours after all necessary documents have been submitted.

Can I Use A Part Exchange As A Deposit For My New Car Finance?

Absolutely, part exchanges are welcomed and can be used as a deposit towards your new car finance. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

Are There Any Restrictions On The Cars I Can Purchase With Finance In Oldbury?

We offer finance options on a wide range of used cars. However, some restrictions may apply based on the age and mileage of the car. Our team can provide more details based on the specific car you are interested in.

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