Used Car Finance in Birmingham
Looking to finance a used car in Birmingham? At HDG Cars Ltd, we offer flexible finance options to make owning your ideal car affordable. Whether you're in Birmingham or surrounding areas, our tailored plans help you spread the cost comfortably. Drive away with your perfect car without the upfront financial burden.
What Finance Options Are Available For Purchasing Used Cars In Birmingham?
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and straightforward loans. Our team can help tailor a finance package that suits your budget and needs.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialize in providing finance for individuals with various credit histories. We encourage you to apply as we consider all circumstances.
What Documents Do I Need To Provide To Apply For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to confirm your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. However, the process can take up to 24 hours depending on the complexity of your financial situation and the completeness of the information provided.
Can I Use A Part Exchange As A Deposit For My Car Finance?
Absolutely! We gladly accept part exchanges, and the value of your current vehicle can be used towards the deposit for your new car, potentially lowering your monthly payments.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
No, all of our used cars in Birmingham are available for purchase with finance. You can choose from a wide range of economy, family, and hybrid cars to find the one that best fits your needs and budget.