Used Car Finance in Oldbury
At HDG Cars Ltd, we make financing your next car in Oldbury straightforward and stress-free. Whether you're eyeing an economical hatchback or a family-friendly SUV, our flexible finance options are designed to fit your budget. Get behind the wheel of your ideal car with ease!
What Finance Options Are Available For Purchasing Used Cars In Oldbury?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialise in providing finance for individuals with varied credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance solution for you.
What Documents Do I Need To Provide When Applying For Car Finance In Oldbury?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific situation.
How Long Does It Take To Get Approved For Car Finance?
The approval time can vary, but we aim to process applications as quickly as possible. In many cases, decisions can be made within 24 to 48 hours from the time all necessary documents are received.
Can I Use A Part Exchange As A Deposit For My Car Finance?
Absolutely! We gladly accept part exchanges as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
Are There Any Restrictions On The Cars I Can Purchase With Finance In Oldbury?
We offer finance options on a wide range of used cars. However, some restrictions might apply based on the age and mileage of the car. Our team can provide you with all the details and help you find a car that meets your needs and eligibility criteria for finance.