Used Car Finance in Rowley Regis
Looking for used car finance in Rowley Regis? At HDG CARS LTD, we offer flexible financing options to help you purchase your ideal car without the financial strain. Whether you're eyeing a family, economy, or hybrid car, our tailored plans are designed to fit your budget. Drive your dream car home with ease!
What Finance Options Are Available For Purchasing Used Cars In Rowley Regis And Surrounding Areas?
We offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP), Personal Contract Purchase (PCP), and leasing agreements. Our finance experts are on hand to guide you through each option and help you find the best solution.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialise in providing finance to individuals with a range of credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance option for you.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide a decision as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting all the required documentation.
Can I Use A Part Exchange As A Deposit For My Finance Deal?
Absolutely! We gladly accept part exchanges, and the value of your current vehicle can be used towards the deposit for your new purchase. Just bring your car in for an evaluation, and we can discuss how it can be incorporated into your finance agreement.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Generally, finance is available on all the used cars we offer. However, some restrictions might apply based on the age and mileage of the car. Our team can provide you with all the details specific to the car you are interested in.