Used Car Finance in Small Heath
Looking for used car finance in Small Heath? At HDG CARS LTD, we offer flexible financing options to help you purchase your ideal car without the financial strain. Whether you're eyeing a family, economy, or hybrid car, our tailored plans ensure you drive away happy. Visit us to explore your options!
What Finance Options Are Available For Purchasing Used Cars In Small Heath?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help make buying a used car more affordable. Our finance experts are on hand to guide you through the options and find the best solution for your budget.
Can I Apply For Car Finance If I Have Bad Credit?
Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect a decision within 24 to 48 hours after submitting all the required documentation.
Can I Use A Part Exchange As A Deposit For My Car Finance?
Absolutely! We gladly accept part exchanges, and the value of your current vehicle can be used towards the deposit for your next car, potentially lowering your monthly payments.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Finance agreements typically cover most of the used cars we offer. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on the car you are interested in.